DCB Bank offers fixed deposits with competitive interest rates and flexible tenures to match your financial goals. Enjoy easy online booking, special rates for senior citizens, and multiple interest payout options like monthly, quarterly, or on maturity. Use the calculator to estimate your interest earnings and maturity amounts, making it simple to plan your investments.
Here is the interest rate table for fixed deposits of less than 3 crore (minimum 10,000):
| Tenure | General Customers (%) | Senior Citizen (%) |
|---|---|---|
| 7 days to 45 days | 3.75 | 4.25 |
| 46 days to 90 days | 4.00 | 4.50 |
| 91 days to less than 6 months | 4.75 | 5.25 |
| 6 months to less than 10 months | 6.20 | 6.70 |
| 10 months to less than 12 months | 7.25 | 7.75 |
| 12 months | 7.10 | 7.60 |
| More than 12 months to 12 month 10 days | 7.75 | 8.25 |
| 12 months 11 days to 17 months | 7.15 | 7.65 |
| 17 months 1 day to 18 months 5 days | 7.10 | 7.60 |
| 18 months 6 days to less than 19 months | 7.40 | 7.90 |
| 19 months to 20 months | 8.05 | 8.55 |
| 20 months 1 day to less than 700 days | 7.40 | 7.90 |
| 700 days to 26 months | 7.50 | 8.00 |
| More than 26 months to less than 37 months | 7.55 | 8.05 |
| 37 months to 38 months | 7.75 | 8.25 |
| More than 38 months to less than 61 months | 7.40 | 7.90 |
| 61 months | 7.65 | 8.15 |
| More than 61 months to 120 months | 7.25 | 7.75 |
Data last updated on 01/09/2024. Check latest interest rates here.
DCB Bank FD Calculator
DCB Bank FD FAQs
Can I withdraw my Fixed Deposit prematurely at DCB Bank?
Yes, premature withdrawal is allowed but subject to the applicable interest rate for the period held, minus any penal interest. Non-callable deposits cannot be closed prematurely.
What is the minimum amount required to open a Fixed Deposit at DCB Bank?
You can start a Fixed Deposit with a minimum of ₹10,000.
What are the tenure options available for DCB Fixed Deposits?
DCB Bank offers flexible tenures ranging from 7 days to 10 years.
Do senior citizens get extra benefits on FD interest rates?
Yes, senior citizens receive additional interest on their fixed deposits.
What interest payout options are available with DCB Fixed Deposits?
You can choose to receive interest payouts monthly, quarterly, half-yearly, or annually.
Is there a loan facility available against DCB Fixed Deposits?
Yes, you can avail a loan or overdraft against your Fixed Deposit at DCB Bank.
Does DCB Bank offer automatic renewal of Fixed Deposits?
Yes, Fixed Deposits are automatically renewed at maturity, ensuring continuous growth of your funds.